A Subject Condition or contingency is a provision that is included in the purchase contract for a house that allows the buyer to back out of the deal under certain circumstances. Subjects are often used to protect the buyer in case certain conditions are not met, such as the completion of a home inspection or the approval of a mortgage. For example, a common contingency is a "subject to financing" contingency, which allows the buyer to back out of the contract if they are unable to obtain a mortgage for the property.

Contingencies can also be used to protect the seller, such as by requiring the buyer to sell their current property before closing on the new property. This option is minimally used and not that attractive to a Buyer who's willing to…

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Home Buyer Guarantee

We provide every client a buyer guarantee. Your satisfaction is guaranteed.

Achieve peace of mind in buying a home with our World Class Exclusive Buyer Representation.

If you’re afraid of making a mistake or having a few oversights when it comes to your real estate decisions, don’t worry. You’re not alone. The Pinpoint Listings Marketing Group puts client satisfaction as a top priority, and a satisfied client is always well-informed and well-represented. Experience and expertise matters, as you navigate the buying process, we will make sure that you get the most suitable home at the right price.

Hiring the Pinpoint Listings Marketing Group, we not only have a thorough understanding of the marketplace, we also have…

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Should You Rent or Buy?

It is ultimately up to you to decide whether buying or renting a house is a good idea for your personal situation. There are many factors to consider, such as the current state of the housing market, your financial situation, and your personal preferences. 

If you are able to afford a home and are ready to take on the responsibilities of homeownership, it may be a good idea to consider buying a house. However, it is important to thoroughly research the market and consult with real estate professionals to make an informed decision.

Owning your own home can provide many benefits, including:

  1. Stability and security: Owning a home can provide a sense of stability and security, as you will have a fixed place to live…

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Buying Your First Investment Property

If you're looking to buy your first investment property, there are a few steps you'll need to take. First, you'll need to save up for a down payment, which is typically 20% of the property's purchase price. Once you have the down payment, you'll need to get pre-approved for a mortgage from a lender. This will involve providing proof of your income, assets, and credit history to the lender.

Once you have your mortgage pre-approval, you can start looking for properties that fit your investment goals and budget. You'll want to consider factors such as the location, property type, and potential rental income when choosing a property.

When you find a property you're interested in, you'll need to make an offer and…

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Residential vs Commercial Investment Property

Residential and commercial real estate are two different types of property that can be invested in. Residential real estate refers to properties that are used for living, such as single-family homes, apartments, and townhouses. Commercial real estate, on the other hand, refers to properties that are used for business purposes, such as office buildings, retail spaces, and industrial warehouses.

One of the main differences between residential and commercial real estate is the potential for rental income. With residential real estate, you may be able to generate rental income by leasing the property to tenants. With commercial real estate, the potential for rental income is generally higher, as commercial…

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Choosing a Real Estate Agent in Vancouver, Surrey, Coquitlam

First and foremost, you want to choose a real estate agent who is knowledgeable and experienced. Look for an agent who has been in the business for a while and who has a track record of successfully closing deals. This will give you confidence that they know what they're doing and can help you navigate the often-complex world of real estate.


Another important factor to consider is communication. You want to choose an agent who is responsive and communicates well with you. This will make it easier for you to stay informed about what's happening with your home sale or purchase, and will help to avoid any misunderstandings or miscommunications.


It's also a good idea to choose a real…

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First Time Home Buyer in Vancouver?

As a first-time home buyer in Vancouver BC, you may be feeling overwhelmed with the process of purchasing your first home. The housing market in Vancouver is competitive, and it can be challenging to navigate as a newcomer. However, with some research and preparation, you can find your dream home and make the process a bit smoother. Here are some tips to help you along the way:

1.

Start saving for a down payment as early as possible. In Vancouver, the minimum down payment for a home is 5% of the purchase price, but it is recommended to save at least 20% to avoid paying for mortgage default insurance.

2.

Research the different neighbourhoods in Vancouver and consider what factors are most important to you…

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Home sale and listing activity continue trending below long-term averages in November

While typically a quiet month of market activity based on seasonal patterns, November home sale and listing totals lagged below the region’s long-term averages.

“With the most recent core inflation metrics showing a stubborn reluctance to respond significantly to the furious pace of rate increases, the Bank of Canada may choose to act more forcefully to bring inflation back toward target levels.” the REBGV’s director, economics and data analytics said. “While it’s always difficult to predict what the bank will do with certainty, this persistent inflationary backdrop sets up the December 6 rate announcement to be yet another increase, making holiday-season home…

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